So, you’re pregnant. Congratulations!! If you’re like most new moms to be: excited, overwhelmed, and counting down the weeks left until you meet your little bundle of joy that you have been carrying for 9 months.
But, if you are also like most new moms to be, you’re also pretty tired from being pregnant and having to work long hours to ensure you are financially secure for your little one or existing family, even if you have a partner. Whether your self-employed, got a 9-5, 5-10, or managing a few side hustles all once, I’ve compiled 5 key points to remember when you’re a work ninja, but also expecting!
My company, Baby Steps Guru provides maternity and parental leave guidance, and saves parents a headache, hassle, and lots of time, knowing how to navigate through the business side of having a baby!
Time better spent on bonding with your newborn baby, instead of handling paperwork!
As someone with extensive knowledge and more than a decade of experience, when dealing with group benefits, human resources, and government agencies such as Service Canada, I know how to make the planning of your little arrival less stressful.
I’ve listed 5 tips no one ever tells you but is important to know when preparing for your little one and can save you a lot of prep time and unnecessary paperwork:
TIP 1: If you are employed, make sure you review and/or update your group benefits prior to your mat leave. It’s way more time consuming and a headache to get it done on your leave. If your self-employed and have an independent plan, notify your agent directly to look into your family options
TIP 2: Speaking of self-employment, did you know that you could qualify for EI maternity benefits if you’re self-employed?? For more details on this, email me at email@example.com
TIP 3: If you have a medically complicated pregnancy and need to leave work early, ensure you utilize all your sick time, and vacation time if it can’t be carried forward to when you return. You don’t want to lose those days! FYI, you could also apply for sickness EI prior to starting your mat leave
TIP 4: You only need 600 hours to qualify for EI maternity or sickness benefits, but you need them within a 1-year period from your last day worked. Hours worked prior to 1-year period do not get used.
TIP 5: If your baby needs additional care and needs to stay in the hospital for medical reasons for 1 week or more, your mat leave period could potentially be extended for the duration of the period that your baby remains in the hospital before going home. For more info on this, feel free to send me an email.
Bonus tip: Did you know you could apply for maternity leave up to 8 weeks prior to your due date if you’re no longer working?
If you are expecting and would like to discuss information in this post or other maternity benefit related question or would like to know about the services I provide, send me an email at firstname.lastname@example.org or visit my website, www.babystepsguru.com .